Amber M Allen, DDS
Creating Beautiful Smiles in Omaha, NE

Financial Info

It is unfortunate that money can be a determining factor in one’s health. For most patients, money does play a significant role  in their health care and dental decisions.

Omaha dentist Dr. Amber Allen understands that the cost of dental treatment is not inexpensive. However, delaying dental treatment can be much more costly – not only financially but physically as well. If you have questions or concerns about the cost of your treatment, please contact our office to learn more about your options.

Convenient Payment Options

Dr. Allen offers several 0% interest payment plan options. Please contact our office so that we can answer any questions you may have about this service. We also accept MasterCard, Visa, Discover, American Express, Health Savings Account funds (HSAs), and offer cash pre-payment and military discounts.

If you have no dental insurance or insurance that will not pay the entire amount of treatment, then you have the option to prepay with cash or check and receive a 5% discount off any dental treatment. (This cannot be used in conjunction with the military discount.)


For patients who would like to break up the cost of their treatment into convenient and affordable monthly payments, CareCredit might be a good solution.

CareCredit is easy to apply for online at home, or we can help you apply at our office. You will receive a decision from them right away so you'll be able to move forward with your treatment plan in a timely manner.

Please contact our office for more information about CareCredit or help with your application.

Military Discounts

Dr. Allen is happy to extend to any active military persons and their immediate family a 5% discount.

Having her own family members in the armed forces has helped Dr. Allen to fully realize that there is no thank you worthy enough for the service men and women who put their life in harm’s way.

Dental Insurance

Here's a startling fact about dental insurance:

  • 1960's average yearly maximum - $1,000
  • 2008’s average yearly maximum - $1,000

With adjustments for cost of living and inflation, the dental maximums should now be around $4,500.

What this means to the patient is that although it is beneficial to have dental insurance, it is likely that it will not cover 100% of all treatment fees.

The Usual, Customary, and Reasonable (UCR) Myth: It has been the experience of many dentists that oftentimes insurance companies tell their customers (you, the patient) that certain fees an office may be charging are above the “usual, customary, and reasonable" or UCR, rather than tell them – more accurately – that the insurance benefits are too low. UCR is not determined by what typical dental offices commonly charge. No survey is conducted by the insurance carrier to determine the actual fees that dentists in a particular area charge.

UCR is determined by how much your employer has invested for that particular plan. The less your company (or you) has paid for your plan, the lower the amount you will receive in benefits. We are not involved with the insurance company in any way. Each insurance company will make payment according to a UCR fee schedule that has been determined by their standards.

Dental insurance can often be confusing, and we're happy to answer your questions and help you understand how to make the most of your dental benefits. Give us a call for more information.

Frequently Asked Questions

Dental emergencies are stressful and sometimes scary! Omaha dentist Dr. Amber Allen and her team understand this, and they leave room in their schedule to accommodate same day appointments, even if you are a new patient.

It is also helpful if you understand how to handle certain emergency situations. Here are some common dental emergencies, and what you should do until you can get to our office.

  • A knocked-out tooth: Act quickly and contact us right away in this situation as we have a better chance of restoring your tooth the quicker we can treat it. Transport your tooth carefully, either by placing it back in its socket, or using milk to keep cells alive and moist.
  • A broken tooth: Contact us right away if you have a broken tooth. Gather the pieces and transport them carefully to our office. Dr. Allen will determine the best treatment for your situation.
  • A lost or broken restoration: An old dental restoration that breaks or falls out will need treatment right away in order to prevent further damage, even if it doesn't hurt. Contact our office for further instructions.
  • Dental pain: Often indicating an infection, dental pain should never be ignored. Don't wait for it to go away on its own because a dental infection can spread. Root canal therapy may be necessary to preserve your tooth, so contact our office right away.

If you have dental insurance, we are happy to contact your insurance carrier and try to get a detailed breakdown of your policy. This will allow us to present you with an accurate treatment plan estimate while maximizing your benefits as best we can. Rest assured that we will use your insurance benefits to the fullest extent so that your out-of-pocket costs are minimal.

As a service to our patients, we will also file all insurance claims to your carrier with supportive documentation to get them paid faster. Estimates are not guaranteed, but we will always be upfront and honest about potential concerns so that you can plan for possible expenses. We offer convenient payment plans and military and pre-payment discounts to help patients defray their out-of-pocket expense, as we never want finances to deter our patients from receiving the dental care they need.

If you have questions about your dental insurance, call us today to learn more about maximizing your benefits, while fitting the dental treatment you need comfortably into your budget. We are happy to help!

If you have difficulty using our website, please email us or call us at (402) 216-7298
View the ADA Accessibility Statement